When you’re looking for a private lender in Sydney, you’re usually managing something time-sensitive: an urgent settlement, a cash flow gap, a competitive off-market opportunity, or a property deal that needs fast confirmation to stay alive. You don’t have weeks to wait. You need clarity, certainty, and a lender who can move at the pace your situation demands.
At Secured Lending, we’re based at 1 Sussex St, Barangaroo Sydney. We specialise in:
- fast, same day settlement within 24 hours
- loan amounts from $250,000 to $10 million
- rates from 9.2% p.a,
- flexible terms from 1 to 24 months.
Our clients choose us because the process is direct, practical, and designed around business owners, property investors, and developers who simply need a lender who can say yes quickly — without unnecessary hurdles.
Whether you’re working on a development site acquisition, upgrading a commercial property, or responding to a sudden business opportunity, the right private lender lets you move fast while keeping control of your strategy.
Why Business Owners Choose Us As Their Private Lender in Sydney
Business owners and investors across Sydney, Melbourne, Brisbane and Perth often turn to private lending because traditional lenders just can’t move fast enough. Banks operate on long assessment cycles, strict policies, and rigid lending criteria. When the opportunity sitting in front of you requires funding within 24 hours, being held up in a bank queue isn’t an option.
A private lender in Sydney offers:
- Speed – same day approvals and 24-hour funding
- Flexibility – loans structured around your asset, not your income
- Certainty – clear terms, direct communication, no guesswork
- Practicality – short-term loans that bridge urgent needs
This is especially valuable across Sydney’s most active and competitive property pockets. Secured Lending has facilitated loans in the top suburbs across the city, including Parramatta, Chatswood, Bondi, Burwood, Blacktown, Castle Hill, Ryde, Manly, Liverpool, Gymea, Sutherland Shire, Mascot, Mosnan, Ultimo, and Surry Hills. These are locations where opportunities move fast — and delays cost real money.
What Type of Loans We Provide
As a private lender in Sydney, we offer a wide range of short-term, asset-backed lending solutions designed to support investment strategies, urgent transactions, and business-critical decisions. Each loan is structured around speed, simplicity, and security.
Here are the core loan types we provide:
1. Bridging Loans
When timing between buying and selling doesn’t line up, bridging loans give your business the breathing room to move without losing deals or delaying progress. Ideal for urgent settlements, off-market opportunities, auction purchases, or unexpected delays with bank approvals.
2. Second Mortgage Loans
A second mortgage allows you to release equity without disturbing existing finance. This suits businesses needing fast capital for expansion, equipment, payroll, tax debt, ATO payment plans, or short-term working capital.
3. Secured Business Loans
A secured business loan uses property or other assets as collateral. This gives you access to larger amounts, smoother approvals, and fast turnaround when your business needs capital immediately.
Loan Uses: Real-World Scenarios Where Speed Matters
Private lending is designed for situations where you need certainty now. Our clients use short-term lending for a wide range of purposes across both property and business.
Below is a comprehensive list of common use-cases we fund in Sydney and across Australia:
Property & Development
- development site acquisition
- property investment
- land purchase
- commercial property acquisition
- industrial property
- warehouse purchase
- distressed property acquisition
- off-market deals
- auction purchases
- holiday homes
- Airbnb property
- boutique hotels
- hotels & motels
- retirement villages
- student accommodation
- caravan parks
- serviced apartments
- hospitality businesses
- pub & bar owners
Business Growth & Acquisitions
- business acquisitions
- business mergers & acquisitions
- purchasing a competitor
- buying a new location
- business expansion
- business growth
- franchise purchase
- startups
- increasing production capacity
Retail, Hospitality & Commercial
- retail store expansion
- convenience stores
- bottle shops
- petrol stations
Medical & Allied Health
- medical practices
- dental clinics
- pharmacies
- aged care facilities
- childcare centres
- medical centres
- private surgeons
- cosmetic clinics
- vets and animal hospitals
- physio and allied health practices
Industrial & Manufacturing
- manufacturing businesses
- industrial businesses
- construction companies
- engineering firms
- transport & logistics
- automotive workshops
- construction contractors
- commercial builders
Equipment & Asset Funding
- machinery finance
- equipment purchase
- medical equipment
- manufacturing equipment
- commercial vehicles
- trucks & heavy vehicles
- excavators & earthmoving gear
- farm machinery
Working Capital & Cash Flow
- short-term cash flow
- large invoice funding
- temporary working capital
- urgent funding needs
- tax debt
- ATO payment plans
- BAS liabilities
- payroll obligations
Investment & High-Return Opportunities
- refinancing existing debt
- short-term investment opportunities
- private equity deals
- expanding investment portfolios
- high-yield opportunities
- joint venture projects
- distressed assets
- bridging gaps in opportunities
- stock market investment
- crypto arbitrage
- luxury car purchase
- yacht purchase
- private jet share
- gold or bullion investment
- art investment
- rare asset investment
- investment property deposits
- tax optimisation strategies
- equity release
A private lender in Sydney gives you access to capital when it matters — not after the opportunity has passed.
Who Private Lending Is Ideal For
Private lending suits business owners, investors, and developers who value speed, direct communication, and certainty. It’s not about replacing traditional lending — it’s about covering the urgent or strategic gaps that banks aren’t designed to handle.
You’re a good fit for private lending if you need:
- faster approvals than a bank can offer
- funding for a time-sensitive opportunity
- short-term capital secured against property
- flexibility around income verification
- certainty that a deal will settle on time
Whether you’re buying a commercial property in Parramatta, acquiring a warehouse in Wetherill Park, taking over a competitor in Chatswood, or covering payroll while waiting on a large invoice, the goal is the same: keep your strategy moving without interruption.
Why Work With Secured Lending
When you’re choosing a private lender in Sydney, the difference comes down to experience, consistency, and the ability to deliver when the pressure is on. Secured Lending specialises in fast, asset-backed loans with an approval process that is straightforward and built for business owners.
We prioritise:
- Speed – same day approvals, funding within 24 hours
- Clarity – simple terms, transparent fees, direct communication
- Certificate certainty – asset-backed lending with consistent policies
- Support – a team that understands property, business, and time-sensitive transactions
Our lending decisions are grounded in real-world property values, practical risk assessment, and a commitment to helping you move forward quickly. We work with borrowers across Sydney, Melbourne, Brisbane, and Perth, offering a lending process that respects your time and your goals.
How We Can Help
If you’re searching for a private lender in Sydney, our team at 1 Sussex St, Barangaroo, Sydney NSW 2000 is ready to step in quickly, review your scenario, and structure a loan that helps you move without delay. Whether you need bridging loans, a second mortgage, or a secured business loan, we’ll coordinate the funding, confirm terms, and give you the certainty you need to keep your strategy moving.
Secured Lending is a short-term lending solution you can rely on. When you’re ready, our team is here to help you move quickly and confidently. We specialise in urgent short-term solutions such as bridging finance, second mortgages, and caveat loans.
